By Steven Buttice, Founder and President, Living by Your Design, Inc. It’s February and how would you like to be “wiggling your toes in the Florida sand”? You can do it, but it doesn’t happen by accident. Many people have saved a portion or of their income over time so they can enjoy such pleasures. Now […]
Wiggle Your Toes in the Sand Read More »
As we enter this holiday season, life is clearly different. Hopefully, this article will inform and clarify some of the issues many people face at this time. Depression: The Covid 19 pandemic has put us in a time period that we hope never to see again. Businesses closed or at a minimum have altered procedures.
Wrapping up 2020 and Planning for 2021 Read More »
Remember telling dad: “I love you” and the response was “yeah”? Yet he would be the first to want to go fishing with you! People show their love differently, especially as they age, and may become frustrated by physical or mental limitations. So children may step up to help fill a role as caregivers resulting
Saying “I Love You”? Read More »
Have you ever come across a significant aspect of your parent’s or a loved one’s life and didn’t know where to turn to get information to help solve the problem? Perhaps, it might be a look at legal and financial documents to be sure they are in order. Further, it could be about planning for
What is White Glove Service Worth and How Can I Benefit? Read More »
Older adults are working longer. By 2018, 24 percent of men and about 16 percent of women ages 65 and older were in the labor force. These levels are projected to rise further by 2026, to 26 percent for men and 18 percent for women. This is according to the U.S. Census Bureau, Current Population Survey;
Turning 65 – Still Working – What you need to know about Medicare Read More »
The month of love is here. Valentine’s Day changes for us over the years. Today it may be the celebration of a spouse who is now an angel. Everything changes and that’s where it’s important for family-parents, adult children, etc. to watch over their loved ones. As one changes physically and mentally they may withdraw
When Does Helping a Parent Best Begin? Read More »
Do you know anyone whose life changed in a moment? Maybe it was a promotion or learning that they would be a mother or father. Other times it could be a terrible accident, a lab test, or an abnormal x-ray. It’s nice to be able to prepare for such things as having a child and it is
Life Can Change in a Moment Read More »
In recent years there has been more talk of genetic testing, but can that test affect your ability to buy insurance? The unfortunate answer is “yes”. Insurance companies, other than Health Insurance Companies – Obamacare (ACA) can use this information to charge higher premiums or decline your coverage altogether. As of today insurance companies continue to lobby
About to have a genetic test? Think Twice and Consider It Read More »
Are you over age 65 and still working or your spouse is still working and have Health Insurance through an Employer Group Health Plan (EGHP)? If so, you may be able to delay enrollment in Medicare Part B. Again, I said MAY. The rules for allowing you to refuse Medicare Part B during your Initial Enrollment Period (IEP),
Medicare Enrollment Periods- They Are Complicated! Read More »
It will never happen to me. Well, it could be an accident like a fall, an illness or issues of aging. It happens to more people than you would think. About 70% of people 65+ will need long term care assistance. If this would happen to you or a loved one, how would you pay
No One Says These Words: “I’m Looking Forward to Moving into a Nursing Home.” Read More »
